Borrow Balanced Dollars

Deposit crypto as collateral to mint bnUSD, a decentralised cross-chain stablecoin equivalent to 1 US Dollar.

Use the cross-chain exchange

Swap crypto on different blockchains, transfer your tokens cross-chain, and get paid to supply liquidity.

Participate in governance

Earn or buy Balance Tokens (BALN), then lock them up to hold voting power and benefit from Balanced’s success.

DeFi.

For the rest of us.

Balanced is decentralised finance designed for adoption: it’s fast, affordable, and easy to use. Home to the Balanced Dollar stablecoin and a cross-chain exchange, it defies the industry’s carbon-copy complexity with an interface loved by beginners and experts alike.

Use Balanced to borrow bnUSD, trade, supply liquidity, transfer cross-chain, earn rewards, and participate in governance. Once you try it, you won’t want to use anything else.

Borrow or trade bnUSD.

A stablecoin backed by crypto.

The Balanced Dollar (bnUSD) is a decentralised stablecoin that tracks the price of 1 USD. It uses cryptocurrency as collateral to guarantee its value, with support for assets from a variety of blockchains. bnUSD is over-collateralised, so the total supply cannot exceed the value that backs it.

Borrow Balanced Dollars

Deposit collateral on a supported chain, borrow bnUSD, and earn BALN until you repay your loan.

Stabilise the price

Whenever the bnUSD price fluctuates, use the exchange to trade it 1:1 for approved stablecoins.

Earn a return

Deposit bnUSD into the Savings Rate to earn rewards from Balanced revenue and the ICON Network.

You can borrow bnUSD for 2% interest, or buy some on the exchange. It’s ideal for leverage, liquidity, and payments, and you can use it wrapper-free on every blockchain Balanced connects to.